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Risk Management

Our team of credit and risk management experts quickly underwrite and take a proactive approach in monitoring merchant portfolios. Our consultative team understands and can anticipate volume spike and slower times.

Payment XP has proprietary risk systems exclusively for our customers. Our tools and processes ensure you are informed and updated.

  • Increase merchant profits
  • Decrease “declined” authorization rates
  • Improve chargeback management
  • Reduce reserve amounts
  • Stabilize merchant accounts
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